Understanding Important Features of Visitors Medical Insurance Plans for countries like the USA is important. Policies can cover a range of types of treatment. Primarily, your concern should be whether consultations, urgent care or emergency treatment is included. Consultations refer to visiting a medical practitioner, usually, at a medical centre. Urgent care involves more serious conditions, like a fever, a bad cut or even a fracture. Anything which needs medical attention quickly. Emergency treatment means any medical condition considered life threatening or any illness which could cause permanent physical damage, if treatment was delayed. As would be the case with a heart attack, stroke or any serious accident.