Visitor insurance may seem as an unwanted purchase, if one is in good health. No one can predict when a health emergency or an accident will come upon them or a family member such as relatives or parents visiting USA. No one wants or plans to get sick when on vacation, or get injured while studying abroad in any foreign nation outside home country, or even when attending an conference in USA or seminar that is work related. As you consider all the facts and also weigh the odds of you being one of these unexpected life situations, where you will need medical care against the costs of the policy. Can you afford the out of pocket costs to operated in a hospital for a heart attack or stroke, get broken bone set at an urgent care facility or if pay for the physical therapy due to more serious injury needing prolonged care. VisitorsHealth.com has several top rated plans offering good medical coverage for visitors to USA or any other nation.